When Disaster Strikes: Considerations for Effective Claims Development

Publication date 8.2007

When a major regional disaster occurs, the effects ripple through the broader economy. Many businesses with plants, offices and retail stores in the region where the disaster happens will be directly affected by physical damage to their property or suspension of operations as a result of damage to their own facilities, lost utility supply, forced evacuation or other causes.

Will State "NEPA" Laws Survive Federal Climate Change Regulation?

Publication date 9.21.2007

Questions of political and "green" opportunism aside, current and state regional efforts to address climate change are in part a response to the current absence of a comprehensive federal program addressing greenhouse gas (GHG) emissions. If, and most likely when, the federal government takes action to address GHG emissions, many of the recently adopted state and regional climate change initiatives may face preemption under federal law.

Insurance 101 – Insights for Young Lawyers: Forgotten Insurance: Is the Policyholder at Risk of Losing Coverage

Publication date 5.1.2006

A policyholder who “forgets” to pursue insurance coverage for a liability claim is generally well positioned to counter the defenses asserted by the insurer in disclaiming coverage when it gives late notice or has made payments or reached a settlement prior to bringing the insurer in on a claim. The majority of states require that the insurer prove it has been prejudiced before eliminating the policyholders coverage benefits.